Set measurable goals.
Understand the effect your financial decisions have on other financial issues.
Re-evaluate your financial plan periodically.
Start now – don’t assume financial planning is for when you get older.
Start with what you’ve got – don’t assume financial planning is only for the wealthy.
Take charge – you are in control of the financial planning engagement.
Look at the big picture – financial planning is more than just retirement planning or tax planning.
Don’t confuse financial planning with investing.
Don’t expect unrealistic returns on investments.
Don’t wait until a money crisis to begin financial planning.